Flood Insurance

Flood Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Flood Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Flood Insurance Information

Abilene Flood Insurance


Purchase Your Flood Insurance From Koda Insurance Group in Abilene, Texas

Low Cost Flood Insurance for Your Home or Renter's Policy

Food Insurance Quotes & Rates in Abilene, Austin, TX & Surrounding Area

Whether or not your property is susceptible to flooding, you should consider the possibility of what you would lose if it were to happen. Koda Insurance Group will provide you with coverage options to protect against a detrimental outcome. Most importantly, you need to know that flood insurance is not provided through the homeowners policy. It must be purchased separately.

Cheap Flood Insurance and Better Coverage

Flood Insurance is required for most property owners in the FEMA-regulated flood zones. But anyone can purchase flood insurance — for properties inside or outside of the mapped flood zones. Some areas have higher flood risks depending on history, rainfall, river-flow, tidal-surge data, topography, flood-control measures, and changes due to building and development.

You can purchase flood insurance from Koda Insurance to cover damage to the building’s structure or the belongings inside. Coverage is available for both residential properties and businesses. It is crucial for home owners to assess whether their policy covers damage from flooding, given that the majority do not. Renters can also purchase insurance to protect against floods for their furniture, clothing and possessions.

If you are unsure whether your property is in a flood zone, search FEMA’s flood zone map and consult with Koda Insurance Group. Regardless of the flood risk for your particular property in Abilene, TX, Koda Insurance is equipped to find coverage to best suit your unique needs.

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Flood Insurance - Know the Facts!

There's something you should know: Flood losses are not covered by your homeowners insurance policy.

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

    Option 1 Hope that you'll receive Federal disaster relief if a flood hits.
    Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

    Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer.


    Option 2: Buy flood insurance and stay protected no matter what.
    When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid. 

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.

Customers From Many Places:

Abilene, Clyde, Cisco, Eastland, Anson, Stamford, Trent, Merkel, San Angelo, Coleman, Santa Anna, Ballinger, Austin, Dayton, Crosby, Granbury, Stephenville, Albany, Breckenridge, Brownwood, Ballinger, Cross Plains, Snyder, Big Spring and many other areas.

Thank you for your interest in the Koda Insurance Group. To begin your quote process, use our quick and easy quote form. If you would like to speak to an insurance professional, feel free to call our office at (325) 695-9999.

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